The First Step To Getting Out of Debt is the Easiest

It doesn’t require any willpower, and you don’t need to deny yourself anything at all. All you need to do is keep spending your money exactly as you already are, but write everything down.

There’s no place for judgment or guilt here either. Whatever you spend your money on, just write it down.

The only hard part here is actually remembering to do it, but that’s easy enough to overcome.

If you don’t write down your purchases right away, it’s easy to forget them, especially the small ones. It’s the small purchases that add up fast though, so it’s important to count all of them.

If you get a receipt for your purchases, you can easily write them all down at the end of the day, but for things you don’t get a receipt for, it’s best to make a note of it on your phone. There are plenty of note-taking apps, so whichever one you prefer to use will work.

Then, set a reminder on your phone for the end of the day to write all your purchases down on a calendar.

Why on a calendar? 

This will be helpful later when you start to analyze your spending and look for trends. So make sure to write down each purchase on the day you made it, the exact amount, and what the purchase was or what store it was at.

That’s it! Easy peasy, right?

Set those calendar reminders for yourself right now so you don’t forget. 

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